INVESTOR RELATIONS

STM Group Plc (AIM: STM), the multi-jurisdictional financial services group, is pleased to announce its unaudited interim results for the six months ended 30 June 2015.

Key Points:

• Consistent growth in both Pensions and STM Life businesses
• Profit margin increased to 17% (2014: 13%) despite current investment cost in business development programme
• Growth in annuity fee income streams
• New wholly owned business development offices opened in South Africa, South East Asia and Middle East
• £2.25 million of loan notes either settled or converted into equity in STM
• Improved cash collection in CTS business reflected in cash at bank

Commenting on the results and prospects for STM, Colin Porter, CEO, said:

"These results are starting to demonstrate the successful roll out of our growth strategy. The Product and Business Development team is now in place and has commenced to formalise new distribution agreements in our target territories. Our experience to date suggests that after the expected lead time, these new representative offices will become a key factor in contributing to enhanced revenue streams.

"The Board is pleased with progress during the first half of the year and views the remainder of the year and beyond with optimism."

For further information, please contact:

Notes to editors:

STM is a multi-jurisdictional financial services group listed on the Alternative Investment Market of the London Stock Exchange. The Group specialises in the delivery of a wide range of financial service products to professional intermediaries and in the administration of assets for international clients in relation to retirement, estate and succession planning, and wealth structuring.

Today, STM has trading operations in Gibraltar, Malta, Jersey, and Spain. It has also recently opened satellite offices in South East Asia, the Middle East, and South Africa. The Group continues to expand through the development of additional products and services that its ever-more sophisticated clients demand.

STM has, for example, a dedicated international pensions division which specialises in Qualifying Recognised Overseas Pension Schemes (QROPS) and Qualifying Non-UK Pension Schemes (QNUPS); it also has a Gibraltar Life Insurance Company, STM Life Assurance PCC PLC, which provides life insurance bonds - wrappers in which a variety of investments, including investment funds, can be held.

Further information on STM Group can be found at www.stmgroupplc.com

STM Group Plc (AIM: STM), the multi-jurisdictional financial services group, is pleased to announce its unaudited interim results for the six months ended 30 June 2015.

Key Points:

• Consistent growth in both Pensions and STM Life businesses
• Profit margin increased to 17% (2014: 13%) despite current investment cost in business development programme
• Growth in annuity fee income streams
• New wholly owned business development offices opened in South Africa, South East Asia and Middle East
• £2.25 million of loan notes either settled or converted into equity in STM
• Improved cash collection in CTS business reflected in cash at bank

Commenting on the results and prospects for STM, Colin Porter, CEO, said:

"These results are starting to demonstrate the successful roll out of our growth strategy. The Product and Business Development team is now in place and has commenced to formalise new distribution agreements in our target territories. Our experience to date suggests that after the expected lead time, these new representative offices will become a key factor in contributing to enhanced revenue streams.

"The Board is pleased with progress during the first half of the year and views the remainder of the year and beyond with optimism."

For further information, please contact:

Notes to editors:

STM is a multi-jurisdictional financial services group listed on the Alternative Investment Market of the London Stock Exchange. The Group specialises in the delivery of a wide range of financial service products to professional intermediaries and in the administration of assets for international clients in relation to retirement, estate and succession planning, and wealth structuring.

Today, STM has trading operations in Gibraltar, Malta, Jersey, and Spain. It has also recently opened satellite offices in South East Asia, the Middle East, and South Africa. The Group continues to expand through the development of additional products and services that its ever-more sophisticated clients demand.

STM has, for example, a dedicated international pensions division which specialises in Qualifying Recognised Overseas Pension Schemes (QROPS) and Qualifying Non-UK Pension Schemes (QNUPS); it also has a Gibraltar Life Insurance Company, STM Life Assurance PCC PLC, which provides life insurance bonds - wrappers in which a variety of investments, including investment funds, can be held.

Further information on STM Group can be found at www.stmgroupplc.com

STM Group Plc (AIM: STM), the multi-jurisdictional financial services group, is pleased to announce its unaudited interim results for the six months ended 30 June 2015.

Key Points:

• Consistent growth in both Pensions and STM Life businesses
• Profit margin increased to 17% (2014: 13%) despite current investment cost in business development programme
• Growth in annuity fee income streams
• New wholly owned business development offices opened in South Africa, South East Asia and Middle East
• £2.25 million of loan notes either settled or converted into equity in STM
• Improved cash collection in CTS business reflected in cash at bank

Commenting on the results and prospects for STM, Colin Porter, CEO, said:

"These results are starting to demonstrate the successful roll out of our growth strategy. The Product and Business Development team is now in place and has commenced to formalise new distribution agreements in our target territories. Our experience to date suggests that after the expected lead time, these new representative offices will become a key factor in contributing to enhanced revenue streams.

"The Board is pleased with progress during the first half of the year and views the remainder of the year and beyond with optimism."

For further information, please contact:

Notes to editors:

STM is a multi-jurisdictional financial services group listed on the Alternative Investment Market of the London Stock Exchange. The Group specialises in the delivery of a wide range of financial service products to professional intermediaries and in the administration of assets for international clients in relation to retirement, estate and succession planning, and wealth structuring.

Today, STM has trading operations in Gibraltar, Malta, Jersey, and Spain. It has also recently opened satellite offices in South East Asia, the Middle East, and South Africa. The Group continues to expand through the development of additional products and services that its ever-more sophisticated clients demand.

STM has, for example, a dedicated international pensions division which specialises in Qualifying Recognised Overseas Pension Schemes (QROPS) and Qualifying Non-UK Pension Schemes (QNUPS); it also has a Gibraltar Life Insurance Company, STM Life Assurance PCC PLC, which provides life insurance bonds - wrappers in which a variety of investments, including investment funds, can be held.

Further information on STM Group can be found at www.stmgroupplc.com

STM Group Plc (AIM: STM), the multi-jurisdictional financial services group, is pleased to announce its unaudited interim results for the six months ended 30 June 2015.

Key Points:

• Consistent growth in both Pensions and STM Life businesses
• Profit margin increased to 17% (2014: 13%) despite current investment cost in business development programme
• Growth in annuity fee income streams
• New wholly owned business development offices opened in South Africa, South East Asia and Middle East
• £2.25 million of loan notes either settled or converted into equity in STM
• Improved cash collection in CTS business reflected in cash at bank

Commenting on the results and prospects for STM, Colin Porter, CEO, said:

"These results are starting to demonstrate the successful roll out of our growth strategy. The Product and Business Development team is now in place and has commenced to formalise new distribution agreements in our target territories. Our experience to date suggests that after the expected lead time, these new representative offices will become a key factor in contributing to enhanced revenue streams.

"The Board is pleased with progress during the first half of the year and views the remainder of the year and beyond with optimism."

For further information, please contact:

Notes to editors:

STM is a multi-jurisdictional financial services group listed on the Alternative Investment Market of the London Stock Exchange. The Group specialises in the delivery of a wide range of financial service products to professional intermediaries and in the administration of assets for international clients in relation to retirement, estate and succession planning, and wealth structuring.

Today, STM has trading operations in Gibraltar, Malta, Jersey, and Spain. It has also recently opened satellite offices in South East Asia, the Middle East, and South Africa. The Group continues to expand through the development of additional products and services that its ever-more sophisticated clients demand.

STM has, for example, a dedicated international pensions division which specialises in Qualifying Recognised Overseas Pension Schemes (QROPS) and Qualifying Non-UK Pension Schemes (QNUPS); it also has a Gibraltar Life Insurance Company, STM Life Assurance PCC PLC, which provides life insurance bonds - wrappers in which a variety of investments, including investment funds, can be held.

Further information on STM Group can be found at www.stmgroupplc.com

STM Group Plc (AIM: STM), the multi-jurisdictional financial services group, is pleased to announce its unaudited interim results for the six months ended 30 June 2015.

Key Points:

• Consistent growth in both Pensions and STM Life businesses
• Profit margin increased to 17% (2014: 13%) despite current investment cost in business development programme
• Growth in annuity fee income streams
• New wholly owned business development offices opened in South Africa, South East Asia and Middle East
• £2.25 million of loan notes either settled or converted into equity in STM
• Improved cash collection in CTS business reflected in cash at bank

Commenting on the results and prospects for STM, Colin Porter, CEO, said:

"These results are starting to demonstrate the successful roll out of our growth strategy. The Product and Business Development team is now in place and has commenced to formalise new distribution agreements in our target territories. Our experience to date suggests that after the expected lead time, these new representative offices will become a key factor in contributing to enhanced revenue streams.

"The Board is pleased with progress during the first half of the year and views the remainder of the year and beyond with optimism."

For further information, please contact:

Notes to editors:

STM is a multi-jurisdictional financial services group listed on the Alternative Investment Market of the London Stock Exchange. The Group specialises in the delivery of a wide range of financial service products to professional intermediaries and in the administration of assets for international clients in relation to retirement, estate and succession planning, and wealth structuring.

Today, STM has trading operations in Gibraltar, Malta, Jersey, and Spain. It has also recently opened satellite offices in South East Asia, the Middle East, and South Africa. The Group continues to expand through the development of additional products and services that its ever-more sophisticated clients demand.

STM has, for example, a dedicated international pensions division which specialises in Qualifying Recognised Overseas Pension Schemes (QROPS) and Qualifying Non-UK Pension Schemes (QNUPS); it also has a Gibraltar Life Insurance Company, STM Life Assurance PCC PLC, which provides life insurance bonds - wrappers in which a variety of investments, including investment funds, can be held.

Further information on STM Group can be found at www.stmgroupplc.com

STM Group Plc (AIM: STM), the multi-jurisdictional financial services group, is pleased to announce its unaudited interim results for the six months ended 30 June 2015.

Key Points:

• Consistent growth in both Pensions and STM Life businesses
• Profit margin increased to 17% (2014: 13%) despite current investment cost in business development programme
• Growth in annuity fee income streams
• New wholly owned business development offices opened in South Africa, South East Asia and Middle East
• £2.25 million of loan notes either settled or converted into equity in STM
• Improved cash collection in CTS business reflected in cash at bank

Commenting on the results and prospects for STM, Colin Porter, CEO, said:

"These results are starting to demonstrate the successful roll out of our growth strategy. The Product and Business Development team is now in place and has commenced to formalise new distribution agreements in our target territories. Our experience to date suggests that after the expected lead time, these new representative offices will become a key factor in contributing to enhanced revenue streams.

"The Board is pleased with progress during the first half of the year and views the remainder of the year and beyond with optimism."

For further information, please contact:

Notes to editors:

STM is a multi-jurisdictional financial services group listed on the Alternative Investment Market of the London Stock Exchange. The Group specialises in the delivery of a wide range of financial service products to professional intermediaries and in the administration of assets for international clients in relation to retirement, estate and succession planning, and wealth structuring.

Today, STM has trading operations in Gibraltar, Malta, Jersey, and Spain. It has also recently opened satellite offices in South East Asia, the Middle East, and South Africa. The Group continues to expand through the development of additional products and services that its ever-more sophisticated clients demand.

STM has, for example, a dedicated international pensions division which specialises in Qualifying Recognised Overseas Pension Schemes (QROPS) and Qualifying Non-UK Pension Schemes (QNUPS); it also has a Gibraltar Life Insurance Company, STM Life Assurance PCC PLC, which provides life insurance bonds - wrappers in which a variety of investments, including investment funds, can be held.

Further information on STM Group can be found at www.stmgroupplc.com

STM Group Plc (AIM: STM), the multi-jurisdictional financial services group, is pleased to announce its unaudited interim results for the six months ended 30 June 2015.

Key Points:

• Consistent growth in both Pensions and STM Life businesses
• Profit margin increased to 17% (2014: 13%) despite current investment cost in business development programme
• Growth in annuity fee income streams
• New wholly owned business development offices opened in South Africa, South East Asia and Middle East
• £2.25 million of loan notes either settled or converted into equity in STM
• Improved cash collection in CTS business reflected in cash at bank

Commenting on the results and prospects for STM, Colin Porter, CEO, said:

"These results are starting to demonstrate the successful roll out of our growth strategy. The Product and Business Development team is now in place and has commenced to formalise new distribution agreements in our target territories. Our experience to date suggests that after the expected lead time, these new representative offices will become a key factor in contributing to enhanced revenue streams.

"The Board is pleased with progress during the first half of the year and views the remainder of the year and beyond with optimism."

For further information, please contact:

Notes to editors:

STM is a multi-jurisdictional financial services group listed on the Alternative Investment Market of the London Stock Exchange. The Group specialises in the delivery of a wide range of financial service products to professional intermediaries and in the administration of assets for international clients in relation to retirement, estate and succession planning, and wealth structuring.

Today, STM has trading operations in Gibraltar, Malta, Jersey, and Spain. It has also recently opened satellite offices in South East Asia, the Middle East, and South Africa. The Group continues to expand through the development of additional products and services that its ever-more sophisticated clients demand.

STM has, for example, a dedicated international pensions division which specialises in Qualifying Recognised Overseas Pension Schemes (QROPS) and Qualifying Non-UK Pension Schemes (QNUPS); it also has a Gibraltar Life Insurance Company, STM Life Assurance PCC PLC, which provides life insurance bonds - wrappers in which a variety of investments, including investment funds, can be held.

Further information on STM Group can be found at www.stmgroupplc.com

STM Group Plc (AIM: STM), the multi-jurisdictional financial services group, is pleased to announce its unaudited interim results for the six months ended 30 June 2015.

Key Points:

• Consistent growth in both Pensions and STM Life businesses
• Profit margin increased to 17% (2014: 13%) despite current investment cost in business development programme
• Growth in annuity fee income streams
• New wholly owned business development offices opened in South Africa, South East Asia and Middle East
• £2.25 million of loan notes either settled or converted into equity in STM
• Improved cash collection in CTS business reflected in cash at bank

Commenting on the results and prospects for STM, Colin Porter, CEO, said:

"These results are starting to demonstrate the successful roll out of our growth strategy. The Product and Business Development team is now in place and has commenced to formalise new distribution agreements in our target territories. Our experience to date suggests that after the expected lead time, these new representative offices will become a key factor in contributing to enhanced revenue streams.

"The Board is pleased with progress during the first half of the year and views the remainder of the year and beyond with optimism."

For further information, please contact:

Notes to editors:

STM is a multi-jurisdictional financial services group listed on the Alternative Investment Market of the London Stock Exchange. The Group specialises in the delivery of a wide range of financial service products to professional intermediaries and in the administration of assets for international clients in relation to retirement, estate and succession planning, and wealth structuring.

Today, STM has trading operations in Gibraltar, Malta, Jersey, and Spain. It has also recently opened satellite offices in South East Asia, the Middle East, and South Africa. The Group continues to expand through the development of additional products and services that its ever-more sophisticated clients demand.

STM has, for example, a dedicated international pensions division which specialises in Qualifying Recognised Overseas Pension Schemes (QROPS) and Qualifying Non-UK Pension Schemes (QNUPS); it also has a Gibraltar Life Insurance Company, STM Life Assurance PCC PLC, which provides life insurance bonds - wrappers in which a variety of investments, including investment funds, can be held.

Further information on STM Group can be found at www.stmgroupplc.com

STM Group Plc (AIM: STM), the multi-jurisdictional financial services group, is pleased to announce its unaudited interim results for the six months ended 30 June 2015.

Key Points:

• Consistent growth in both Pensions and STM Life businesses
• Profit margin increased to 17% (2014: 13%) despite current investment cost in business development programme
• Growth in annuity fee income streams
• New wholly owned business development offices opened in South Africa, South East Asia and Middle East
• £2.25 million of loan notes either settled or converted into equity in STM
• Improved cash collection in CTS business reflected in cash at bank

Commenting on the results and prospects for STM, Colin Porter, CEO, said:

"These results are starting to demonstrate the successful roll out of our growth strategy. The Product and Business Development team is now in place and has commenced to formalise new distribution agreements in our target territories. Our experience to date suggests that after the expected lead time, these new representative offices will become a key factor in contributing to enhanced revenue streams.

"The Board is pleased with progress during the first half of the year and views the remainder of the year and beyond with optimism."

For further information, please contact:

Notes to editors:

STM is a multi-jurisdictional financial services group listed on the Alternative Investment Market of the London Stock Exchange. The Group specialises in the delivery of a wide range of financial service products to professional intermediaries and in the administration of assets for international clients in relation to retirement, estate and succession planning, and wealth structuring.

Today, STM has trading operations in Gibraltar, Malta, Jersey, and Spain. It has also recently opened satellite offices in South East Asia, the Middle East, and South Africa. The Group continues to expand through the development of additional products and services that its ever-more sophisticated clients demand.

STM has, for example, a dedicated international pensions division which specialises in Qualifying Recognised Overseas Pension Schemes (QROPS) and Qualifying Non-UK Pension Schemes (QNUPS); it also has a Gibraltar Life Insurance Company, STM Life Assurance PCC PLC, which provides life insurance bonds - wrappers in which a variety of investments, including investment funds, can be held.

Further information on STM Group can be found at www.stmgroupplc.com