INVESTOR RELATIONS

STM Group PLC (AIM:STM), the cross border financial services provider, today announces that it has issued 1,424,900 new ordinary shares of 0.1 pence each in the Company ("Ordinary Shares") (representing 2.7% of the existing issued share capital) to the following Directors and employees to repay loans of £290,000 which had been made to the Company (the "Issue"):

¹ 2,850,000 Ordinary Shares are held by Clifton Participations, Inc., a party related to Alan Kentish.

² 1,350,000 Ordinary Shares are held by Quest Traders Limited, a party related to Liz Plummer.

All of these Ordinary Shares are held by STM Fidecs Nominees Limited.

The loans were made to provide short term working capital, were interest free and repayable on demand. The number of new Ordinary Shares issued to repay the loans equates to an issue price of 20.35 pence per Ordinary Share representing a premium of approximately 16 per cent. to the last placing of Ordinary Shares announced on 9 March 2012.

Application will be made for the 1,424,900 new Ordinary Shares to be admitted to trading on the AIM Market of the London Stock Exchange and it is expected that such admission will occur and dealings will commence on 19 April 2012.

The total number of Ordinary Shares in issue with voting rights is now 53,446,549 with each Ordinary Share carrying the right to one vote. There are no shares held in treasury. The figure of 53,446,549 may be used by shareholders (and others with notification obligations) as the denominator for the calculations by which they are required to notify their interest, or a change to their interest, in STM under the FSA's Disclosure and Transparency Rules.

For further information, please contact:

Notes to editors:

STM is a multi-jurisdictional financial services group listed on the Alternative Investment Market of the London Stock Exchange. The Group specialises in the delivery of a wide range of financial service products to professional intermediaries and in the administration of assets for international clients in relation to retirement, estate and succession planning, and wealth structuring.

Today, STM has trading operations in Gibraltar, Malta, Jersey, and Spain. It has also recently opened satellite offices in South East Asia, the Middle East, and South Africa. The Group continues to expand through the development of additional products and services that its ever-more sophisticated clients demand.

STM has, for example, a dedicated international pensions division which specialises in Qualifying Recognised Overseas Pension Schemes (QROPS) and Qualifying Non-UK Pension Schemes (QNUPS); it also has a Gibraltar Life Insurance Company, STM Life Assurance PCC PLC, which provides life insurance bonds - wrappers in which a variety of investments, including investment funds, can be held.

Further information on STM Group can be found at www.stmgroupplc.com

STM Group PLC (AIM:STM), the cross border financial services provider, today announces that it has issued 1,424,900 new ordinary shares of 0.1 pence each in the Company ("Ordinary Shares") (representing 2.7% of the existing issued share capital) to the following Directors and employees to repay loans of £290,000 which had been made to the Company (the "Issue"):

¹ 2,850,000 Ordinary Shares are held by Clifton Participations, Inc., a party related to Alan Kentish.

² 1,350,000 Ordinary Shares are held by Quest Traders Limited, a party related to Liz Plummer.

All of these Ordinary Shares are held by STM Fidecs Nominees Limited.

The loans were made to provide short term working capital, were interest free and repayable on demand. The number of new Ordinary Shares issued to repay the loans equates to an issue price of 20.35 pence per Ordinary Share representing a premium of approximately 16 per cent. to the last placing of Ordinary Shares announced on 9 March 2012.

Application will be made for the 1,424,900 new Ordinary Shares to be admitted to trading on the AIM Market of the London Stock Exchange and it is expected that such admission will occur and dealings will commence on 19 April 2012.

The total number of Ordinary Shares in issue with voting rights is now 53,446,549 with each Ordinary Share carrying the right to one vote. There are no shares held in treasury. The figure of 53,446,549 may be used by shareholders (and others with notification obligations) as the denominator for the calculations by which they are required to notify their interest, or a change to their interest, in STM under the FSA's Disclosure and Transparency Rules.

For further information, please contact:

Notes to editors:

STM is a multi-jurisdictional financial services group listed on the Alternative Investment Market of the London Stock Exchange. The Group specialises in the delivery of a wide range of financial service products to professional intermediaries and in the administration of assets for international clients in relation to retirement, estate and succession planning, and wealth structuring.

Today, STM has trading operations in Gibraltar, Malta, Jersey, and Spain. It has also recently opened satellite offices in South East Asia, the Middle East, and South Africa. The Group continues to expand through the development of additional products and services that its ever-more sophisticated clients demand.

STM has, for example, a dedicated international pensions division which specialises in Qualifying Recognised Overseas Pension Schemes (QROPS) and Qualifying Non-UK Pension Schemes (QNUPS); it also has a Gibraltar Life Insurance Company, STM Life Assurance PCC PLC, which provides life insurance bonds - wrappers in which a variety of investments, including investment funds, can be held.

Further information on STM Group can be found at www.stmgroupplc.com

STM Group PLC (AIM:STM), the cross border financial services provider, today announces that it has issued 1,424,900 new ordinary shares of 0.1 pence each in the Company ("Ordinary Shares") (representing 2.7% of the existing issued share capital) to the following Directors and employees to repay loans of £290,000 which had been made to the Company (the "Issue"):

¹ 2,850,000 Ordinary Shares are held by Clifton Participations, Inc., a party related to Alan Kentish.

² 1,350,000 Ordinary Shares are held by Quest Traders Limited, a party related to Liz Plummer.

All of these Ordinary Shares are held by STM Fidecs Nominees Limited.

The loans were made to provide short term working capital, were interest free and repayable on demand. The number of new Ordinary Shares issued to repay the loans equates to an issue price of 20.35 pence per Ordinary Share representing a premium of approximately 16 per cent. to the last placing of Ordinary Shares announced on 9 March 2012.

Application will be made for the 1,424,900 new Ordinary Shares to be admitted to trading on the AIM Market of the London Stock Exchange and it is expected that such admission will occur and dealings will commence on 19 April 2012.

The total number of Ordinary Shares in issue with voting rights is now 53,446,549 with each Ordinary Share carrying the right to one vote. There are no shares held in treasury. The figure of 53,446,549 may be used by shareholders (and others with notification obligations) as the denominator for the calculations by which they are required to notify their interest, or a change to their interest, in STM under the FSA's Disclosure and Transparency Rules.

For further information, please contact:

Notes to editors:

STM is a multi-jurisdictional financial services group listed on the Alternative Investment Market of the London Stock Exchange. The Group specialises in the delivery of a wide range of financial service products to professional intermediaries and in the administration of assets for international clients in relation to retirement, estate and succession planning, and wealth structuring.

Today, STM has trading operations in Gibraltar, Malta, Jersey, and Spain. It has also recently opened satellite offices in South East Asia, the Middle East, and South Africa. The Group continues to expand through the development of additional products and services that its ever-more sophisticated clients demand.

STM has, for example, a dedicated international pensions division which specialises in Qualifying Recognised Overseas Pension Schemes (QROPS) and Qualifying Non-UK Pension Schemes (QNUPS); it also has a Gibraltar Life Insurance Company, STM Life Assurance PCC PLC, which provides life insurance bonds - wrappers in which a variety of investments, including investment funds, can be held.

Further information on STM Group can be found at www.stmgroupplc.com

STM Group PLC (AIM:STM), the cross border financial services provider, today announces that it has issued 1,424,900 new ordinary shares of 0.1 pence each in the Company ("Ordinary Shares") (representing 2.7% of the existing issued share capital) to the following Directors and employees to repay loans of £290,000 which had been made to the Company (the "Issue"):

¹ 2,850,000 Ordinary Shares are held by Clifton Participations, Inc., a party related to Alan Kentish.

² 1,350,000 Ordinary Shares are held by Quest Traders Limited, a party related to Liz Plummer.

All of these Ordinary Shares are held by STM Fidecs Nominees Limited.

The loans were made to provide short term working capital, were interest free and repayable on demand. The number of new Ordinary Shares issued to repay the loans equates to an issue price of 20.35 pence per Ordinary Share representing a premium of approximately 16 per cent. to the last placing of Ordinary Shares announced on 9 March 2012.

Application will be made for the 1,424,900 new Ordinary Shares to be admitted to trading on the AIM Market of the London Stock Exchange and it is expected that such admission will occur and dealings will commence on 19 April 2012.

The total number of Ordinary Shares in issue with voting rights is now 53,446,549 with each Ordinary Share carrying the right to one vote. There are no shares held in treasury. The figure of 53,446,549 may be used by shareholders (and others with notification obligations) as the denominator for the calculations by which they are required to notify their interest, or a change to their interest, in STM under the FSA's Disclosure and Transparency Rules.

For further information, please contact:

Notes to editors:

STM is a multi-jurisdictional financial services group listed on the Alternative Investment Market of the London Stock Exchange. The Group specialises in the delivery of a wide range of financial service products to professional intermediaries and in the administration of assets for international clients in relation to retirement, estate and succession planning, and wealth structuring.

Today, STM has trading operations in Gibraltar, Malta, Jersey, and Spain. It has also recently opened satellite offices in South East Asia, the Middle East, and South Africa. The Group continues to expand through the development of additional products and services that its ever-more sophisticated clients demand.

STM has, for example, a dedicated international pensions division which specialises in Qualifying Recognised Overseas Pension Schemes (QROPS) and Qualifying Non-UK Pension Schemes (QNUPS); it also has a Gibraltar Life Insurance Company, STM Life Assurance PCC PLC, which provides life insurance bonds - wrappers in which a variety of investments, including investment funds, can be held.

Further information on STM Group can be found at www.stmgroupplc.com

STM Group PLC (AIM:STM), the cross border financial services provider, today announces that it has issued 1,424,900 new ordinary shares of 0.1 pence each in the Company ("Ordinary Shares") (representing 2.7% of the existing issued share capital) to the following Directors and employees to repay loans of £290,000 which had been made to the Company (the "Issue"):

¹ 2,850,000 Ordinary Shares are held by Clifton Participations, Inc., a party related to Alan Kentish.

² 1,350,000 Ordinary Shares are held by Quest Traders Limited, a party related to Liz Plummer.

All of these Ordinary Shares are held by STM Fidecs Nominees Limited.

The loans were made to provide short term working capital, were interest free and repayable on demand. The number of new Ordinary Shares issued to repay the loans equates to an issue price of 20.35 pence per Ordinary Share representing a premium of approximately 16 per cent. to the last placing of Ordinary Shares announced on 9 March 2012.

Application will be made for the 1,424,900 new Ordinary Shares to be admitted to trading on the AIM Market of the London Stock Exchange and it is expected that such admission will occur and dealings will commence on 19 April 2012.

The total number of Ordinary Shares in issue with voting rights is now 53,446,549 with each Ordinary Share carrying the right to one vote. There are no shares held in treasury. The figure of 53,446,549 may be used by shareholders (and others with notification obligations) as the denominator for the calculations by which they are required to notify their interest, or a change to their interest, in STM under the FSA's Disclosure and Transparency Rules.

For further information, please contact:

Notes to editors:

STM is a multi-jurisdictional financial services group listed on the Alternative Investment Market of the London Stock Exchange. The Group specialises in the delivery of a wide range of financial service products to professional intermediaries and in the administration of assets for international clients in relation to retirement, estate and succession planning, and wealth structuring.

Today, STM has trading operations in Gibraltar, Malta, Jersey, and Spain. It has also recently opened satellite offices in South East Asia, the Middle East, and South Africa. The Group continues to expand through the development of additional products and services that its ever-more sophisticated clients demand.

STM has, for example, a dedicated international pensions division which specialises in Qualifying Recognised Overseas Pension Schemes (QROPS) and Qualifying Non-UK Pension Schemes (QNUPS); it also has a Gibraltar Life Insurance Company, STM Life Assurance PCC PLC, which provides life insurance bonds - wrappers in which a variety of investments, including investment funds, can be held.

Further information on STM Group can be found at www.stmgroupplc.com

STM Group PLC (AIM:STM), the cross border financial services provider, today announces that it has issued 1,424,900 new ordinary shares of 0.1 pence each in the Company ("Ordinary Shares") (representing 2.7% of the existing issued share capital) to the following Directors and employees to repay loans of £290,000 which had been made to the Company (the "Issue"):

¹ 2,850,000 Ordinary Shares are held by Clifton Participations, Inc., a party related to Alan Kentish.

² 1,350,000 Ordinary Shares are held by Quest Traders Limited, a party related to Liz Plummer.

All of these Ordinary Shares are held by STM Fidecs Nominees Limited.

The loans were made to provide short term working capital, were interest free and repayable on demand. The number of new Ordinary Shares issued to repay the loans equates to an issue price of 20.35 pence per Ordinary Share representing a premium of approximately 16 per cent. to the last placing of Ordinary Shares announced on 9 March 2012.

Application will be made for the 1,424,900 new Ordinary Shares to be admitted to trading on the AIM Market of the London Stock Exchange and it is expected that such admission will occur and dealings will commence on 19 April 2012.

The total number of Ordinary Shares in issue with voting rights is now 53,446,549 with each Ordinary Share carrying the right to one vote. There are no shares held in treasury. The figure of 53,446,549 may be used by shareholders (and others with notification obligations) as the denominator for the calculations by which they are required to notify their interest, or a change to their interest, in STM under the FSA's Disclosure and Transparency Rules.

For further information, please contact:

Notes to editors:

STM is a multi-jurisdictional financial services group listed on the Alternative Investment Market of the London Stock Exchange. The Group specialises in the delivery of a wide range of financial service products to professional intermediaries and in the administration of assets for international clients in relation to retirement, estate and succession planning, and wealth structuring.

Today, STM has trading operations in Gibraltar, Malta, Jersey, and Spain. It has also recently opened satellite offices in South East Asia, the Middle East, and South Africa. The Group continues to expand through the development of additional products and services that its ever-more sophisticated clients demand.

STM has, for example, a dedicated international pensions division which specialises in Qualifying Recognised Overseas Pension Schemes (QROPS) and Qualifying Non-UK Pension Schemes (QNUPS); it also has a Gibraltar Life Insurance Company, STM Life Assurance PCC PLC, which provides life insurance bonds - wrappers in which a variety of investments, including investment funds, can be held.

Further information on STM Group can be found at www.stmgroupplc.com