Audited Final Results for the 12 months ended 31 December 2014

Audited Final Results
for the 12 months ended 31 December 2014

10 March 2015

STM Group PLC, the multi-jurisdictional financial services group, is pleased to announce its audited final results for the 12 months ended 31 December 2014.


The full results are available to
view and download in PDF format

Key Points:

  2014 2013 Change
Revenue £15.9m £13.4m +19%
Earnings before interest, taxation, depreciation and amortisation ("EBITDA") £2.3m £0.9m +255%
Profit before taxation £1.7m £0.3m +635%
Earnings per share (basic) 1.97p (0.21p) n/a
Cash and cash equivalents £5.7m £4.0m +43%
  • Successful transition into multi-discipline international financial services group
  • Life division now a substantial contributor to Group
  • 36% growth in Pensions revenue
  • Further broadening of the distributor network
  • Reduction of Group debt by £1.0m

Commenting on the results and prospects for STM, Colin Porter, CEO, said:

"These results demonstrate the success of the Group's strategic transition and the ongoing momentum within the business. In addition, STM's strong balance sheet supports future growth plans and gives management confidence in the prospects for the business.

"The Board is encouraged by the achievements of the recently formed Business & Product Development team and looks forward to updating the market on further progress."


For further information, please contact:

Colin Porter, Chief Executive Officer Tel: + 350 200 42686
Therese Neish, Chief Financial Officer Tel: 00 350 200 78614
Alan Kentish, Director of Business and Product Development Tel: + 350 200 78614
Charlotte Stranner / Christopher Raggett - Corporate Finance Tel: +44 (0) 20 7220 0500
Mia Gardner - Corporate Broking  
Walbrook PR
Tom Cooper / Paul Vann Tel: +44 (0) 117 985 8989
  Mob: +44 (0) 797 122 1972


Notes to editors:

STM is a multi-jurisdictional financial services group listed on the Alternative Investment Market of the London Stock Exchange. The Group specialises in the delivery of a wide range of financial service products to professional intermediaries and in the administration of assets for international clients in relation to retirement, estate and succession planning, and wealth structuring.

Today, STM has trading operations in Gibraltar, Malta, Jersey, and Spain. It has also recently opened satellite offices in South East Asia, the Middle East, and South Africa. The Group continues to expand through the development of additional products and services that its ever-more sophisticated clients demand.

STM has, for example, a dedicated international pensions division which specialises in Qualifying Recognised Overseas Pension Schemes (QROPS) and Qualifying Non-UK Pension Schemes (QNUPS); it also has a Gibraltar Life Insurance Company, STM Life Assurance PCC PLC, which provides life insurance bonds - wrappers in which a variety of investments, including investment funds, can be held.

Further information on STM Group can be found at


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"STM Group PLC strives to be the provider of choice for cross-border investors, entrepreneurs and expatriates by offering clear, innovative and impartial financial and commercial solutions which help clients protect and grow their investments."